How alternative property assets can boost retirement income


Welcome to the Experience Invest property blog. Experience Invest pinpoints areas in UK property hotspots that have a proven demand for buy-to-let property and offer investors higher than average returns. In today’s post we share  how to use your property to boost your income.

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Alternative property assets. It’s true the UK property investment sector has faced its fair share of challenges in recent years however, alternative property assets are offering investors a steady path forward.

In April 2017, the government began the phased removal of tax relief on interest payments for buy-to-let mortgage borrowers. During the 2019-20 financial year, landlords will only be able to deduct 25 per cent of their mortgage interest payments from their rental income for tax purposes, although 75 per cent of payments qualify for the new 20 per cent tax credit. From April 2020, the previous tax relief system will be removed entirely.

Many investors will also have been affected by the higher rates of stamp duty introduced in April 2016 for anyone purchasing a property in addition to their main home. On top of these major changes, Brexit has caused a lot of uncertainty for the property market and the British economy as a whole in recent years.

Despite all these challenges, the real estate sector has continued to show stable and consistent performance. For people approaching the end of their working years, property still offers a lot of potential to achieve valuable returns to boost retirement income. Some of the biggest gains can be made in alternative property assets such as student accommodation and hotel units.

The appeal of student accommodation. One of the key benefits of student accommodation investment that makes it a good option for people looking to supplement their retirement income is its potential to deliver consistent, reliable returns.

The UK’s prestigious universities and colleges hold powerful appeal for students throughout Britain and all over the world, which means owners of purpose-built student property in desirable locations can expect strong tenant demand. Encouragingly for investors, recent uncertainty caused by Britain’s pending exit from the European Union doesn’t appear to have dampened interest in studying in the UK.

In a recent update on the student housing market, Knight Frank highlighted a positive long-term outlook for student numbers in the UK. Demand from international applicants remains strong, while changing demographic trends are expected to strengthen domestic interest in higher education.

James Pullan, global head of student property at the firm, acknowledged that the level of future demand will partly depend on decisions surrounding Britain’s relationship with the EU. “The medium and long-term picture, however, remains bright, underpinned by positive demographics and the recently announced International Education Strategy,” he added. Announced in March 2019, the International Education Strategy aims to boost the number of overseas students studying in the UK by more than 30 per cent. This is particularly good news for owners of purpose-built student housing, as international applicants are often willing to pay a rental premium to secure the additional benefits of this sort of accommodation, such as 24/7 security and close proximity to the university campus.

Another major advantage of student property investment for retirees is that it is not affected by the same stamp duty requirements as the residential housing market, which makes a big difference to purchase and mortgage costs. The same can be said of the hotel sector.

Hotel investment opportunities. The UK hotel market is another source of exciting prospects that could provide many opportunities for investors to bolster their income in retirement. Like student accommodation, the hotel sector offers significant stamp duty advantages for buyers. It is subject to commercial rates, which means there is no stamp duty to pay on suites such as those on offer at Liverpool’s Epic Hotel and Residence.

The industry as a whole is in a strong position at the moment, with the Hotel Britain 2019 report from business advisory firm BDO showing that UK hotels have now experienced nine consecutive years of growth. Occupancy levels have reached a record high, despite the ongoing questions around Brexit. Based on a representative selection of 649 hotels, comprising 53,912 rooms, the report showed a new record occupancy level of 76.9 per cent for regional hotels.

The strongest growth in room yield – an increase of 12.4 per cent – was recorded in Liverpool, a rapidly growing and increasingly diverse city that is offering a huge range of opportunities for property investors. Some 37.8 million people visited the UK in 2018, and this figure is expected to increase by one million in 2019. This growth will provide vital demand for the industry and fuel consistent yields for investors who are using assets in the hotel sector to boost their retirement income.

Check back for more.

Experience Invest has a proven track record in delivering new-build developments across major towns and cities in the UK. Our projects achieve full occupancy and satisfy all stakeholders.For more information about investing in the property market, read  Experience Invest UK buy to let guide here. See what customers say about what it’s like to do business with Experience Invest FreeIndex reviews page here. Read our guide on everything you need to know about property investment on our Experience Invest Twitter page here.

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Aura in Liverpool by Experience Invest

Welcome to the Experience Invest blog. Experience Invest is proud to introduce Aura, Liverpool’s finest luxury student accommodation project. Occupying a prime location just a 4-minute walk to Liverpool University and within a 1-mile radius to all other Liverpool Universities, Aura will consist of 1007 luxury ensuites and studios. The new Aura development in Liverpool should be at the top of many investment shortlists. The days of dismal student accommodation is now just a distant memory, and the Aura complex provides a wonderful new way of living for students in one of the most vibrant and up and coming cities in the whole of the UK.

Experience Invest Aura Liverpool Facts

• Located centrally in Liverpool’s hub of education, there are 5 universities within a 1 mile radius of Aura. It is the closest new-build student property development to the University of Liverpool and is walking distance from the vibrant city centre.
• Liverpool is home to around 57,000 students and is one of the UK’s most-loved university cities. The city itself has five universities and appeals to both UK and international students.
• Liverpool’s attraction as a university city has created a current shortfall of around 21,900 purpose-built or university operated beds, making it a prime location for investors who wish to generate an income from the UK’s best performing asset class.

experience invest aura

Experience Invest Aura Investment Highlights

• Modern en-suite and self-contained studio apartments arranged in clusters
• Fantastic capital growth due to off plan price
• UK Legal Title Deed by HM Land registry
• 250 year leasehold title deed
• Buy direct from the developer / operator
• 7% rental yield fixed return per year for 5 years
• Fantastic capital growth due to off plan price
• UK Legal Title Deed by HM Land registry
• 250 year leasehold title deed
• Buy direct from the developer / operator
• Established UK developer
• Games room on site
• Entertainment facilities
• High speed internet and free Wi-Fi
• Fully equipped modern gym and yoga lounge
• Large meeting area, lounge and study areas
• On-site laundry facilities
• 24/7 CCTV and secure building access
• High standard quality of finish
• Fully managed student property investment
• Payment plan available with £2,500 reservation fee
• 25% deposit on exchange of contracts
• 25% in April 1st 2020
• 50% on completion
• Target completion July 2021
• Target long stop date July 2022

Experience Invest Aura Student Liverpool will set a new standard of city centre student living. Sleek and sophisticated, Aura will embody originality and will inspire the next generation of students. The very high specification of the building, as well as the interior design of the rooms and communal areas, will be second to none.

These Liverpool buy-to-let apartments will provide individual investors with an excellent opportunity to enter the lucrative student property market at an accessible level. Aura Student Liverpool comprises fully managed, en-suite rooms and self-contained studio suites which will be delivered fully furnished and finished to a high standard.

Have you read?

About Experience Invest

Located in London Victoria, Experience Invest is a leading provider of high yielding, buy-to-let property investments. All opportunities are designed to generate an assured passive income from a property that is fully managed by an experienced Management Company. For more information about investing in a high yielding UK property, contact Experience Invest. Follow Experience Invest Twitter for more UK property news and updates. Alternatively, you can also read the latest Experience Invest Freeindex Reviews here.

Opto Student Cardiff

Read the latest experience Invest blog. Experience Invest specialises in new-build, buy-to-let developments in locations with proven demand. Developments include high-end residential apartments and purpose-built student accommodation. Following the completion of its latest purpose-built student accommodation in Newcastle, Experience Invest shares more about Opto Student Cardiff.



Why invest in Opto Student Cardiff?

Cardiff is in every sense a capital city. Young, diverse, fast-growing, and vibrant, the capital of Wales has an enviable reputation for its connected business community, world-class sports venues, rich cultural heritage, and a lifestyle that ranks among the best in Europe. With excellent transport links, super-fast broadband, attractive operating costs, and a talented workforce, Cardiff has established itself as one of Europe’s best-connected and most competitive business locations.

Located just 0.8 miles from the Would Class Cardiff University (part of the Russell Group of Universities ) and 0.5 miles from the University of South Wales, Opto Student Cardiff will help fill the gap in the 20,016 shortfalls of managed beds in the city. This opportunity allows buy-to-let investors to enter the student accommodation market in a prime location with Opto Student Cardiff, a collection of fully managed self-contained studios that will be delivered fully and ready to let.

First-Class Facilities

Opto Student Cardiff will offer unrivaled first-class facilities to introduce a higher quality of student living to the Cardiff student market for students to work and play. To find out more about this and other developments, contact Experience Invest Cardiff today.


Facilities will include:

• Tennis Court
• Basketball Court
• Yoga/Dance studio
• Indoor gym with Sauna
• Outdoor gym
• Cinema Room
• Outdoor cinema with an auditorium
• Meeting/study rooms
• Outdoor table tennis
• Games Room
• Function Room
• Roof Gardens with outdoor seating and BBQs
• 24/7 CCTV and secure fob lock access
• On-site management services for students

If you’re looking for investment opportunities in the UK’s purpose-built student accommodation (PBSA) market, Cardiff is certainly a destination worth considering at the moment. With so many factors in its favour, there’s no doubt Opto Student Cardiff – the fifth PBSA project from the award-winning Opto Property Group – will be a welcome addition to the UK’s thriving student property sector.

About Experience Invest

Located in London Victoria, Experience Invest is a leading provider of high yielding, buy-to-let property investments. Established in 2004, the company has a proven track record and has sold over 10,000 units to investors across the world. As a testament to the high quality of the service provided by Experience Invest, many clients are repeat purchasers or referrals. You can also read Experience Invest reviews here for more information.

House prices rise

Welcome to Experience Invest blog. Experience Invest is a Property Investment company founded in 2004. In today’s blog, we share about The UK property market which appears to have staged a remarkable recovery, with the average house price hitting a record high and all regions showing growth. Let’s get started!

The annual UK house prices reached a fresh high of £235,000 on average growth according to ONS from 1.7% in November to 2.2% in December and there is no denying the importance of today’s findings. Just like the FTSE 100, residential real estate has also experienced a surge in investment activity in the aftermath of last year’s general election. For the majority of 2019, house price growth was modest – most investors chose to adopt a “wait and see” approach until they had a better indication of how Brexit could play out. As today’s findings show, December provided the breakthrough the market was hoping for.”

The question now is whether the market can sustain this momentum, especially as the UK continues to quarrel over its future relationship. Still, industry observers believe there are plenty of reasons to be cheerful. For one, the ONS is noted for being rather modest in its house price estimates when compared to other major indices like Halifax and Nationwide. The mortgage market is also very tempting for buyers, with a plethora of affordable deals. Find out more about property investment tips you can rely on the Experience Invest‘s page here.

Every region of the UK is now growing year-on-year, for the first time in nearly two years. London, the bellwether for the property market, has returned to strong growth with a 2.3% annual rate, its best since September 2017. London’s average price of £482,842 is also a new record, beating the previous high of £479,942 from February 2018. While these promising statistics have stirred about of fresh optimism, there are testing times ahead that could sour the property headlines.

About Experience Invest

Experience Invest is an established property consultant in the UK. With Experience Invest, each development is delivered to a high standard and is managed by an experienced and professional management company. You can learn more about the Experience Invest official Think Luton projects here. Alternatively, you can also connect with Experience Investon Crunchbase page here.

Liverpool Property Investments

Welcome to the Experience Invest blog. Experience Invest is a UK property consultancy that provides industry-leading UK property investment opportunities. In today’s blog, we share the reasons why you should invest in Liverpool property. Liverpool buy to let market has received a lot of attention over recent years. A dynamic city full of rich culture and history, Liverpool has one of the most thriving UK economies. Back in 2017, Liverpool investment prospects topped the score tables making the city the number one property hot spot, with new off-plan property developments launching around the city. Today, the city continues to outrank many other UK areas, and Liverpool postcodes boast some of the best rental yields in the country.

The Liverpool Property Market

A Developing City

Liverpool’s economy has grown faster than other similar-sized British cities. Between 1998 and 2016, the economy increased by a factor of 2.1. Read more about it on the Experience Invest website here.

Plentiful Demand

Not only do more people view buying a property in Liverpool as an attractive option, but the city is also filled with those looking for quality rental properties.

Something for Everyone

Whether you’re seeking education or want to work in Liverpool, this city has everything you need. From regeneration plans to opportunities for business and investment, this city is equally as perfect for people looking for property to let in Liverpool or those who want to invest in property in Liverpool.

About Experience Invest

Experience Invest proudly offers opportunities to property investors in the UK and overseas, through providing exclusive investments across a variety of asset classes including residential and student buy-to-let properties. You can read the latest Experience Invest reviews here. Alternatively, you can also follow Experience Invest on Twitter here for more property updates.

Cardiff Property Investment

Welcome to the Experience Invest blog. Experience Invest is a UK property consultancy that provides industry-leading UK property investment opportunities. Cardiff property investment is becoming an increasingly popular option in the UK buy to let market. There have been several recent endeavors to invest in Cardiff, from new shopping centers to football pitches. Several extensive regeneration and development initiatives are currently transforming the city. It is one of the fastest-growing UK cities, and there is a high demand for Cardiff buy to let property from both tenants and investors.

The Need for Cardiff Buy to Let Property

Student popularity

A high student retention rate means that the demand for private rental accommodation doesn’t end at graduation. Many students who choose to settle in Cardiff after they finish university are looking for the same kind of high-quality residential accommodation they enjoyed while they were studying. High rise flats and luxurious modern studios are proving another lucrative Cardiff property investment. Find your Ideal UK Investment Property with Experience Invest page here.

Rising Demand

There has a significant rise in the need to buy to let property in Cardiff. New residents who moved to the city to work are looking for high-quality rental accommodation in the city centre. The demand for student property in Cardiff is unprecedented there, with 2.5 students for every PBSA bed space. In some regions of Cardiff, 75% of housing is rented rather than owned. This huge shift towards residents who rent has recently opened many lucrative opportunities for potential Cardiff property investors.

About Experience Invest

Experience Invest helps individual buyers to achieve high returns from asset classes that were traditionally reserved for institutional investors and funds. To find out more about this great city and everything it has to offer, contact Experience Invest here. Read the latest Experience Invest  breaking news here.

South African Real Estate Market

Welcome to Experience Invest blog. Experience Invest is a trusted source of knowledge and is a specialist provider of market-leading products to its ever-expanding database of over 120,000 clients, recently opened a new international office in Cape Town, South Africa. It has established its new office to provide South African investors with direct access to property investment opportunities in the UK. Due to the current economic issues, many South Africans are looking at ways to preserve their wealth and build up their capital.

Experience Invest offers tailored solutions to seek ways to financially emigrate by investing in UK properties by earning their income in pounds and borrowing at lower interest rates in the UK, they are safeguarding their future portfolios. There have been some challenges such as load shedding but the people are vibrant and opportunistic with an entrepreneurial mindset so we can also see some great opportunities.

In South Africa, clients still prefer a meet and greet to get to know the personality they are dealing with. It’s great having had the experience of meeting and working with other cultures during my property workshops across the Far East and the Middle East, for example.

We get a mixture of investors from all over the world but the most common we would say is still driven by local British demand, followed by places like the Middle East, UAE, South Africa, Singapore, Hong Kong and, more recently, China. Experience Invest also has offices in London and Hong Kong and says its latest office opening is part of a broader strategy to expand its global presence in both emerging and established markets.

Definitely, despite the current challenges they seemed to be doing many trade deals at this very moment with the UK and other countries, so we believe there will be some very good opportunities to come out of Brexit.

About Experience Invest

Experience Invest will be bolstering its presence in other countries throughout 2020, with its international expansion reflecting the significant levels of demand it is witnessing from overseas property investors. Check out the latest Experience Invest news here. We have put together some tips to help you get onto the property ladder on our Experience Invest Linkedin page here.


Experience Invest Company Overview

Welcome to our blog. Experience Invest is a leading provider of high yielding, buy-to-let property investments. Experience Invest works with leading property developers to create bespoke, high quality developments in these key areas. The company has a proven track record over 15 years and has sold over ten thousand units to investors across the world, providing reliable returns from the UK’s no.1 asset class.

Many of the UK’s best performing asset classes were traditionally reserved for funds or institutionalised investors. Experience Invest is a leading property consultancy that helps to bridge the gap between the product and the buyer. Experience Invest provides individual investors with exclusive access to opportunities in the student accommodation, hotel suite, commercial property and off plan residential property sectors.

All opportunities are exclusive, designed for UK and overseas buyers and offer assured rental returns for a pre-determined period. Each unit is sold on a long leasehold basis and the clear buying process makes investing in UK property simple for international buyers.

Experience Invest pinpoints areas in UK property hotspots that have a proven demand for buy-to-let property and offer investors higher than average returns. All opportunities are designed to generate an assured passive income from a property that is fully managed by an experienced Management Company.

To ensure that clients get the best value for money, the experts at Experience Invest carefully reviews the performance of the UK’s property market and select opportunities that offer value for money, robust rental returns, capital growth potential and assess the local market for long-term stability.

London is one of the world’s most iconic capital cities and attracts people from across the world. The rising cost of living in the capital has meant that many people now commute into London to secure a better work-life balance. This trend has created a high demand for property in commuter belt towns like Luton, which boast excellent transport links and more reasonable property prices.

All opportunities have been designed to generate higher than average returns and, in some cases, investors can secure an early investor discount to increase capital growth potential upon completion. Our dedicated Customer Service and Aftersales Team are available every step of the buying process and provide investors with regular updates. Upon completion, the team contacts individual clients to advise on the date they will receive their first income payments.

Visit our website to learn about the benefits of UK property invest, and why the UK is seen as a safe haven for property investors in the UK and overseas. Contact the Experience Invest team here. You can also follow the latest industry news and updates on the Experience Invest Twitter profile. Read the latest Experience Invest reviews here for more information.